UP Fintech Holding (MEX:TIGR N) 3-Year RORE % : 29.20% (As of Mar. 2026)

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MEX:TIGR N UP Fintech Holding Ltd MEX:TIGR N
74 GF Score
Price MXN82.85
GF Value MXN168.16
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is UP Fintech Holding 3-Year RORE %?

UP Fintech Holding MEX:TIGR N -2.36% 74 3-Year RORE % is 29.20 as of Mar. 2026. GuruFocus rates MEX:TIGR N with a GF Score™ of 74/100 and a GF Value™ of MXN168.16 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 764 Capital Markets companies, UP Fintech Holding ranks better than 63.87% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. UP Fintech Holding's 3-Year RORE % for the quarter that ended in Mar. 2026 was 29.20%.

The industry rank for UP Fintech Holding's 3-Year RORE % or its related term are showing as below:

MEX:TIGR N's 3-Year RORE % is ranked better than
63.87% of 764 companies
in the Capital Markets industry
Industry Median: 13.9 vs MEX:TIGR N: 29.20

UP Fintech Holding  (MEX:TIGR N) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


UP Fintech Holding 3-Year RORE % Related Terms


UP Fintech Holding 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for UP Fintech Holding's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UP Fintech Holding 3-Year RORE % Chart

UP Fintech Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 165.64 -72.35 35.06 72.56 48.65

UP Fintech Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.40 53.35 50.42 48.65 29.20

MEX:TIGR N vs LCLN, ABTC, RHNO: 3-Year RORE % Comparison

For the Capital Markets subindustry, UP Fintech Holding's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UP Fintech Holding 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, UP Fintech Holding's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where UP Fintech Holding's 3-Year RORE % falls into.


MEX:TIGR N
74GF Score
UP Fintech Holding Ltd MEX:TIGR N
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UP Fintech Holding 3-Year RORE % Calculation

UP Fintech Holding's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 11.081-4.101 )/( 24.341-0 )
=6.98/24.341
=28.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 29.20 mean?
UP Fintech Holding (MEX:TIGR N) has a 3-Year RORE % of 29.20 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on UP Fintech Holding and its competitors. According to the industry distribution chart, UP Fintech Holding ranks #276 out of 764 companies in the Capital Markets industry, placing it in the top 36.1%.
Is UP Fintech Holding's 3-Year RORE % too high?
UP Fintech Holding's current 3-Year RORE % is 29.20. The Capital Markets industry median 3-Year RORE % is 13.90. UP Fintech Holding's value of 29.20 is 110.1% above this industry median. Based on the distribution chart, UP Fintech Holding ranks #276 out of 764 companies in the Capital Markets industry, which is above the industry midpoint. Overall, UP Fintech Holding has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UP Fintech Holding's 3-Year RORE % compare to LCLN and ABTC?
According to the Capital Markets industry distribution chart, UP Fintech Holding ranks #276 out of 764 companies for 3-Year RORE %. This puts UP Fintech Holding in the upper half of its industry. The industry median 3-Year RORE % is 13.90. UP Fintech Holding's value of 29.20 is 110.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 13.90, based on 764 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UP Fintech Holding's current 3-Year RORE % of 29.20 is 110.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on UP Fintech Holding and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 13.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UP Fintech Holding's current 3-Year RORE % is 29.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Fintech Holding stock overvalued right now?
Based on GuruFocus' analysis, UP Fintech Holding (MEX:TIGR N) is currently considered Possible Value Trap. The stock's GF Value™ is MXN168.16, compared to a current price of MXN82.85 — trading 50.7% below its estimated fair value. The current 3-Year RORE % is 29.20 and 110.1% above the Capital Markets industry median of 13.90. UP Fintech Holding's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For UP Fintech Holding (MEX:TIGR N), the current 3-Year RORE % is 29.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UP Fintech Holding (MEX:TIGR N) Overvalued in 2026?

Based on GuruFocus' analysis, UP Fintech Holding stock appears to be undervalued. The current stock price of MXN82.85 is trading 50.7% below its estimated GF Value™ of MXN168.16. GuruFocus considers UP Fintech Holding to be Possible Value Trap.

Key valuation signals for MEX:TIGR N:

  • 3-Year RORE %: 29.20
  • GF Value™: MXN168.16 vs. price of MXN82.85 (50.7% below fair value)
  • GF Score™: 74/100 with 3 warning signs
  • Industry Position: 110.1% above the Capital Markets median (#276 of 764)

No single metric tells the full story. See the MEX:TIGR N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UP Fintech Holding Business Description

Other Exchanges TIGR:USA0A32:UK1M5:Germany
Address No. 16 Taiyanggong Middle Road, 18th Floor, Grandyvic Building, No. 1 Building, Chaoyang District, Beijing, CHN, 100020
UP Fintech Holding Ltd is an online brokerage firm focusing on Chinese investors. Its trading platform enables investors to trade in equities and other financial instruments on multiple exchanges of stocks and other derivatives. The company offers its customers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support.
74GF Score

Get the complete analysis for MEX:TIGR N

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN82.85
Price
MXN168.16
GF Value